Approval

Please read these Terms of Use carefully. By accessing and using this website and any pages hereof, including but not limited to the information, images, links, text, software, code, scripts, web pages, sound, photographs, video, graphics, graphical user interface, forms, diagrams or other material displayed herein and the functionalities or services provided herein (the “Website”), you confirm that you have read, understood, and fully accepted the terms set out below. If you do not agree with one or more provisions of these Terms of Use, please leave the Website.


Content and Target Audience

The Website provides information on the activities of Tembusu Global Trust Pte Ltd (“Tembusu”). You agree to comply with all guidelines and notices pertaining to the use of the Website issued by Tembusu from time to time. Tembusu reserves the right to deny access to the Website for any reason without notification.

The content on this Website is not intended for use in jurisdictions where such dissemination is prohibited or limited, or where Tembusu does not have the necessary license. Access is restricted for individuals and entities from such countries, including but not limited to the United States and the United Kingdom.

We make no representation that the products, services, materials, and information contained herein are appropriate or available for use in jurisdictions outside Singapore.


Not an Offer; No Advice

The information on the Website is general in nature and for informational purposes only. It does not constitute advertising, solicitation, recommendation, or an offer to buy or sell investment products or to enter into any transaction. It should not be construed as financial, legal, or tax advice.

The Website’s content should not be used as a basis for making financial decisions. Please seek advice from a financial adviser regarding the suitability of any investment product based on your specific objectives and financial situation.


No Guarantee

Tembusu provides no guarantee or warranty regarding the timeliness, accuracy, completeness, or suitability of the information on the Website. The Website is provided on an “as is” and “as available” basis.

While Tembusu considers the information provided on the Website reliable, it is made available without guarantee or warranty of any kind. Opinions, estimates, and forecasts are based on the author’s interpretation at a specific point in time and do not necessarily reflect Tembusu’s position.

The Website and its contents can be modified or deleted at any time without notice. Tembusu does not guarantee error-free, uninterrupted access to the Website or the absence of harmful elements such as viruses.


No Liability

Tembusu, including its board members, employees, contractors, and partners, expressly excludes liability to the maximum extent permitted by law for any losses or damages related to your access or inability to access the Website, the use of the information on the Website, or any technical failures or interruptions.

Tembusu is not liable for non-performance or errors caused by factors beyond its reasonable control, including acts of God, natural disasters, acts of war, terrorism, or the actions of third parties.


Intellectual Property

The Website and its contents are protected under intellectual property law and are owned by Tembusu or third parties. No rights to software, trademarks, copyrights, or other intellectual property are assigned by virtue of these Terms of Use. Any reproduction, distribution, or display of content requires prior written consent from Tembusu, with full reference to the source.


Possible Interests

Tembusu, its board members, employees, or affiliates may have interests in securities, products, or companies mentioned on the Website, and may receive fees, brokerage, or commissions in connection with these interests. This does not affect the neutrality of the information provided.


Investment Risks

Investment risks are highlighted where applicable on the Website. Investments are inherently risky, and past performance is not indicative of future results. Investors should be aware of the potential for losses and are advised to seek professional guidance.


Links to External Websites

The Website may contain links to external websites. Tembusu has no control over these external websites and disclaims any responsibility for their content or any loss arising from access to them. Please review each external website’s legal notices before downloading or using information.


Modification of Terms of Use

These Terms of Use may be modified at any time without prior notice. Please review the Terms of Use each time you access the Website to ensure you agree with the current provisions.


Delegation

Tembusu may delegate or subcontract the performance of any of its functions related to the Website and may use agents at its discretion.


Applicable Law and Jurisdiction

The use of the Website and these Terms of Use are governed by Singapore law, and the exclusive place of jurisdiction is Singapore.


Third-Party Rights

A person who is not a party to these Terms of Use has no right under the Contracts (Rights of Third Parties) Act (Cap. 53B) of Singapore to enforce any of these terms.